Prepare Your Home for Winter: Top Tips
Colby Barrows
Nov 12 2025 16:00

As the chilly winds of winter approach, it's natural to be concerned about keeping your home cozy and safe. Luckily, with a few proactive steps, you can prevent stress and costly insurance claims later on. Here’s some reassuring advice to help you get ready for the colder months:
Sealing Gaps and Cracks
One of the simplest yet most effective ways to keep your home warm is by sealing gaps around windows and doors. This classic trick helps retain heat and reduces energy bills significantly.
Smart Thermostat Adjustments
Ensure your smart thermostat is updated to its winter settings. Modern models can adjust automatically to cut down on energy waste. Try setting it between 68°F and 70°F while you're home for optimal efficiency.
Maintaining Solar Panels
Don't forget to activate the winter mode on your solar panels and clear off any snow after a storm to keep them functioning efficiently.
Improving Indoor Air Quality
Consider using HEPA filters for trapping viruses and particles, or MERV 13+ filters to tackle dust and allergens. These can be used in your HVAC systems or in portable units to keep the air fresh and healthy.
Protecting Exposed Pipes
Insulate any exposed pipes, especially those in basements or along exterior walls, to prevent freezing and bursting during frigid weather.
Cleaning Gutters
Clear your gutters of leaves and debris to prevent ice dams and water backup when the heavy snow hits.
Documenting Your Home
Create a digital record of your home and valuables with a video walkthrough on your smartphone. This can streamline any potential insurance claims.
Heating System Checkup
Schedule an annual inspection of your heating system to avoid unexpected breakdowns during cold snaps.
Even adopting a few of these steps can significantly impact your winter home protection. Stay proactive and remember, it’s never too late to start prepping. Consider reviewing your homeowners insurance policy with us to ensure you're covered for any winter weather events.

