Maximize Your Benefits Before the Year Ends

The end of the year is approaching fast, and with it, the hustle and bustle of the holiday season. It’s easy to let important health and financial benefits slip through the cracks, especially when you're managing a hectic schedule. But don't worry, we've got you covered with some key steps to ensure you don't miss out on valuable coverage and savings. Let's take action together and make sure you're set up for success before December 31st.

Check Your Deductible Status

If you've already met your health insurance deductible, now is the perfect time to schedule any needed check-ups, procedures, or follow-up appointments. Doing so before your deductible resets can save you money and keep your health in check.

Max Out Health Savings Account Contributions

You still have time to contribute to your Health Savings Account (HSA) through the end of the year. Don't forget about the triple tax advantage these accounts offer—it’s an excellent incentive to increase your contributions and maximize your savings.

Refill Prescriptions

If you've reached your deductible or out-of-pocket max, consider refilling recurring prescriptions early. It's a great way to ensure you have what you need while taking full advantage of your benefits.

Use Your Flexible Spending Account Funds

Remember, most FSAs are "use it or lose it," meaning funds must be spent on eligible expenses by December 31st unless your plan includes a rollover or grace period. Check your balance and see what expenses you can cover before it's too late.

Contact Your Plan Administrator or Benefits Advisor

If you're uncertain about your coverage or remaining benefits, reach out. Help is available, and understanding your benefits can make a significant difference in how you plan and prepare for the next year.

A few small steps now can lead to big savings and peace of mind. Don’t delay—check your current status or reach out to a professional if you need guidance. Taking charge of your benefits can ensure a smooth and financially savvy transition into the new year.