New RMV Guidelines
Colby Barrows • June 24, 2020
RMV Update- The RMV is encouraging all residents who have an expiring license and need a REAL ID to renew online for a standard license. They will wave the fee to "upgrade" to a REAL ID License as long as you apply before August 12, 2020 and visit the RMV after January 2021 to submit the paperwork for a REAL ID. Federal REAL ID requirements take effect on October 1, 2021. Visit www.mass.gov/rmv for more information.
By Colby Barrows
•
March 21, 2025
Auto insurance is required for all drivers in the United States. Here are
three more reasons why it’s a great idea to create a policy for your
vehicle.
By Jen Morris
•
January 8, 2025
Ah, the moment every parent dreads and celebrates—your teen getting behind the wheel! It’s a thrilling ride but brace yourself: the insurance rates are about to take you on a wild roller coaster.
By Jen Morris
•
November 27, 2024
What are you thankful for in your insurance experience? Share your
thoughts, if you dare!
By Jen Morris
•
November 15, 2024
Have you noticed your insurance rates are climbing faster than your neighbor’s lawn gnome collection? You're not alone! Let’s break down the mystery of rising premiums !Why Are Rates Rising?1. Claims Experience: When insurers pay out more than they take in, they raise rates. Think of it as a party where everyone eats the snacks but no one brings chips—eventually, the host has to stock up.2. Economic Conditions: Inflation is like that friend who always borrows money but never pays you back. As costs go up, so do premiums. Repairs and medical bills are getting pricey, folks!3. Regulatory Environment: Each state has its own rules, like a game of insurance Monopoly. Just when you think you’re winning, someone lands on Boardwalk and raises your rent!4. Market Competition: Sometimes, everyone raises their rates at once, making it feel like a synchronized swimming competition—only with premiums instead of swimsuits.The Agency’s RoleHere’s the kicker: insurance agencies don’t set these rates. They’re like the middlemen in a game of telephone—helpful but not in charge. They can guide you to the best deals, but they can’t magically lower your premiums (if only!).ConclusionWhile rising insurance rates can feel like being stuck in traffic, understanding the “how’s” and “whys” can ease the frustration. So, keep your sense of humor, and remember: even we at Barrows Insurance are just as baffled as you are!!
By Colby Barrows
•
September 18, 2024
Are you looking for a house insurance agency? Here are some ways that it
pays for itself. Let's take a look for more information!
By Colby Barrows
•
February 14, 2024
There are a few common reasons why a homeowner would need to file a claim.
Here's what you should know about house insurance policies.
By Colby Barrows
•
December 29, 2021
In addition to combining policies together in either a business owners policy or commercial package policy, there are several other ways for businesses to lower their insurance premiums. Insurance companies sometimes offer discounts for: ● Paying policy premiums in full ● Installing security systems on property and buildings ● Requiring drivers to have commercial driver’s licenses ● Implementing employees safety programs ● Being in business for a minimum amount of time ● Remaining claims-free for a certain periodObviously, the exact discounts that a business can take advantage of depend on what coverages the business is purchasing.Finding policies through an independent insurance agent can also help businesses save money on the coverages they need. Independent agents are free to compare policies from multiple insurers, finding the policies that offer the best coverage at an affordable price.Give us a call and see what a family owned business can do for you. Barrows Insurance Agency helps businesses find coverage option that protects you, your family, and personal property along with your business. From new policies, renewals or claims, we are here every step of the way. See the difference a local agent can provide. We have two locations to choose from:Mansfield Office: Ph. (508) 339-7260Foxboro Office : Ph. (508) 543-1101
By Colby Barrows
•
December 15, 2021
Barrows Insurance Agency offers Workers Compensation Insurance that meets
Massachusetts guidelines and provides adequate protection for your
business, your employees, and your peace of mind. Let’s start 2022 on the
path to success!
By Colby Barrows
•
December 2, 2021
Investment/Rental Property Insurance, What You Need To Know!If you own an investment property, you should make sure that you carry adequate insurance coverage. Accidents may occur and ultimately cause damage to your investment property. If you do not have the necessary insurance, you will be responsible for the full financial cost.Owning an investment property brings with it a large degree of liability. In addition to the building itself, you may be responsible for injuries received by others while they are on your property. You could also be held responsible for damage to their belongings.Types of Properties Include:Commercial PropertyVacant Property & LandRentalCommercial InvestmentResidential InvestmentBarrows Insurance Agency helps you find coverage options that protect you, your family, personal property and your business. From new policies, renewals or claims, we are here to walk beside you every step of the way.Let us help make sure you’re properly covered. See the difference a local agent can provide. We are here to help with two locations to choose from:Mansfield Office: Ph. (508) 339-7260 & Foxboro Office : Ph. (508) 543-1101
By Colby Barrows
•
October 20, 2021
When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not the same and it's important to understand the differences.1.Captive Insurance AgentsA captive agent works for a single insurance company, either as an employee of that company or as an independent contractor. This means that a captive insurance agent will be limited to the specific insurance products offered by that particular company, so they won't be able to help you if you need a type of insurance they don't offer, or shop around to find the best deals on the market.Keep in minds that the insurance company may also try and sell certain products, so there is no guarantee that you are truly getting what is best for you and not just what is best for the company.2.Independent Insurance AgentsAn independent agent is not controlled by any one insurance company and instead works with multiple insurers. What does this mean to you? This means independent agents have access to all of the insurance products and services offered by the companies they represent. They are not handcuffed to only one company.As a result, it's often the case that an independent agent will be able to help you with all of the products you need, even if those products come from multiple insurance companies.One of the perks is if you need to file a claim. We understand that sometimes it’s not always cut and dry, we’ll walk with you and work on your behalf throughout the process. We are always available to answer questions and we can regularly review your policy to ensure it is still the best possible fit for you. Give us a call and see why Barrows Insurance Agency is your trusted advisor for all of your insurance needs.
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