Barrows Insurance Blog

Great coverage starts with great advice!

Category: Homeowners Insurance

How to Inventory Your Home – Learn to prove your assets in the case of a claim

After a fire, flood, or windstorm, how does your insurance company know how much to reimburse you? Apart from the appraised value of your home, your insurance company will use your list of assets. A detailed inventory of your home will be needed, in addition to documentation regarding how much that item cost. If you don’t inventory your home, you may find yourself being reimbursed for far less than you are actually owed. Continue reading

When Was the Last Time You Tested Your Smoke Alarms?

Have you tested your smoke alarms recently? If you haven’t, it’s possible that you, your family, and your possessions could be at risk. Smoke alarms are only useful if they actually work, and many smoke alarms could either be malfunctioning or completely dead. To avoid unnecessary risks, you need to test your smoke alarm at least once every year — and ideally once every six months.  Continue reading

8 Ways to Prepare Your Home for Winter Weather

Is the winter weather getting you down? If your home seems to be just a little colder than it should be (or you keep constantly hearing your furnace kick on), you might need to do some extra maintenance. Here’s a quick check list you can use to improve insulation and the effectiveness of your heating. Continue reading

Jewelry Insurance in Boston

Is your jewelry properly insured? It’s dangerous to assume that your jewelry is already insured under either your homeowner’s insurance or your renter’s insurance — as it very well may not be. Jewelry often requires separate insurance riders, based on the value of the jewelry and the policy that the jewelry is added to. Here’s what you need to know about jewelry insurance in Boston. Continue reading

A Guide to Second Home Insurance

Many of our clients have made the decision to purchase a second home, or vacation home, some on the Cape and other places. Two common conversations come up with nearly every second home policy we write. First, why is this different from homeowners insurance? Secondly, what types of insurance are needed for a secondary home? So, let’s look at what these differences are, what insurance types are needed, and what you can do to mitigate some costs. Continue reading

10 Homeowners Insurance Tips

Here are 10 tips for what to look for in homeowners insurance  Continue reading

5 Must-Know Tips For Purchasing Homeowners Insurance

Purchasing homeowners insurance can be a real challenge, especially for new home buyers.  So, here are our 5 tips for understanding what type of homeowners insurance fits your needs.

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