Barrows Insurance Blog

Great coverage starts with great advice!

Category: Business Insurance

Lawn Care Business Insurance – Choosing An Agency

How much could you be saving on your insurance? Most lawn care businesses aren’t comparing their insurance policies as often as they should be. Lawn care business insurance has very specific coverage needs, and without the right types of insurance, you could easily be paying too much or not getting the types of coverage that you need. Here are some things you should consider when choosing an insurance agency. Continue reading

Workplace Fire Hazards & How to Avoid Them

The U.S. Fire Administration reports that there were 1,345,500 fires throughout 2015, totaling 15,700 in injuries and a monetary loss of $14.3 billion. According to the Small Business Administration, as many as 30 percent of businesses that suffer a major disaster do not reopen afterwards. But how can you ensure that your business and your employees are safe from workplace fire hazards? Continue reading

Independent Contractor Insurance (what you need to know)

Being an independent contractor certainly has its perks: determining your own projects and hours, choosing your own pay scale and not having to answer to a corporation or company that doesn’t seem to care so much about the individual worker. That said, sometimes there are downsides to being independent. For example, it can be a lot easier for disgruntled clients to sue you, and the damages can be far more costly without a larger company backing you up. Here’s what you need to know about independent contractor insuranceContinue reading

The 10 Most Common Small Business Insurance Claims

Being the proprietor of a small business can be very rewarding, but it’s no secret that this position also comes with a wide variety of challenges. Along with working hard to maintain the business’ attraction to the public, customer service standards and general value, various unforeseen circumstances like fires, burglaries, water damage and more can heap a lot of extra stress on owners. Getting properly insured can help alleviate this, but to better understand what you’re up against keep reading below to become familiar with what kind of insurance hazards business owners can find themselves up against. According to InsuranceJournal.com, these are the 10 most common small business insurance claims filed: Continue reading